May 06

Benefits for Travelers with the Chase Ritz Carlton Rewards Card



When considering a credit card for benefits it is essential to know what  your specific needs are. The Ritz Carlton from Chase Bank is aimed at travelers, but not all travelers and their needs are equal. 

The profile of traveler who should consider this card falls into the upscale, luxury or first tier category which we’ve referenced in our general outline of travel credit cards. Consider that this card has an annual fee of $395 USD and is available to U.S. Citizens and Residents.


The top considerations for this card to get maximum benefits should be a combination of all three of these categories:

  1. A person who travels often
  2. One makes use of Marriott Rewards Points
  3. A frequent traveler who incurs side expenses like checked bags, airport meals etc.

The reason all three of these should apply to your travel style is that the card will not be worthwhile otherwise. 

Once you know if your travel style fits the card it then becomes a question of unlocking the card’s full potential to make sure it stays worth the annual fee. Remember this card may be good for some travelers and not for others, there are plenty of cards out there with different partnerships and at different tiers for annual fees.


How to get back from your Chase Ritz Carlton Rewards Card:


Sign up Bonus – The card does currently have a sign up bonus of 140,000 Ritz Carlton Rewards Points. These can be used interchangeably with Marriott Points to book hotel stays at any Marriott family property from Ritz Carlton to Fairfield Inn. To get this bonus one has to spend $3,000 with the card within the first 3 months of account opening. The annual fee is not waived.


Upgrades – 3 annual upgrades to Club Level on paid stays of 3 nights or more. $100 of hotel credit on paid stays of 2 nights or longer. Access to Lounge Club facilities for cardholder and a guest.


Earning Rewards – The rewards are 1point per dollar spend anywhere and 5 points per dollar on Ritz Carlton hotel purchases.


Travel Credit – $300 credit annually for travel expenses. Checked bags, a meal in an airport etc. One has to submit the purchase receipt to Chase for approval.


Status  – One will get Gold Elite Status in Ritz Carlton if $10,000 is spent, Platinum if $75,000 is spent in 1 year with the card.


Car – Primary Rental Car coverage and free roadside assistance.


No Foreign Transaction Fees -A nice perk when traveling abroad with the card.



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